/* ===========================
   Cowry Finance – Unified UI
   =========================== */

/* -------- Tokens -------- */
:root {
    --brand: #ED3237; /* Cowry red */
    --brand2: #F89F40; /* Cowry orange */
    --ink: #0F172A; /* deep slate */
    --ink-2: #334155;
    --muted: #64748b;
    --bg: #ffffff;
    --bg-alt: #0b0f1a;
    --card: #ffffff;
    --line: #e6e8ee;
    --radius: 18px;
    --shadow: 0 10px 30px rgba(16,24,40,.08);
}

/* -------- Base -------- */
* {
    box-sizing: border-box;
}

html, body {
    height: 100%;
}

body {
    margin: 0;
    background: var(--bg);
    color: var(--ink);
    font-family: "Comfortaa",system-ui,-apple-system,Segoe UI,Roboto,"Helvetica Neue",Arial,"Noto Sans","Liberation Sans",sans-serif;
    line-height: 1.5;
    text-rendering: optimizeLegibility;
    -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4 {
    font-family: "Montserrat",ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,"Helvetica Neue",Arial,sans-serif;
    color: var(--ink);
    letter-spacing: -.02em;
    margin: 0 0 .5rem;
}

h1 {
    font-size: clamp(1.9rem,2.6vw + 1rem,3rem);
    line-height: 1.15;
}

.lead, .big {
    color: var(--ink-2);
}

.big {
    font-size: 1.125rem;
}

.lead {
    max-width: 52ch;
}

a {
    color: var(--brand);
    text-decoration: none !important;
}

    a:hover {
        text-decoration: underline;
    }

    a.btn, .btn, .btn:hover, .btn:focus, a.store-badge {
        text-decoration: none !important;
    }

.wrap {
    width: min(1120px, 92%);
    margin-inline: auto;
}

/* Extra breathing room on very small phones */
@media (max-width: 480px) {
    .wrap {
        width: 94%;
    }
}


.narrow {
    width: min(800px,92%);
    margin-inline: auto;
}

.mt-lg {
    margin-top: 1.25rem;
}

.mt-xl {
    margin-top: 2rem;
}

.muted {
    color: var(--muted);
}

/* -------- Header / Nav -------- */
.site-header {
    position: sticky;
    top: 0;
    z-index: 1000;
    background: rgba(255,255,255,.88);
    backdrop-filter: saturate(160%) blur(8px);
    border-bottom: 1px solid rgba(15,23,42,.06);
    transition: box-shadow .2s ease,padding .2s ease;
}

    .site-header .wrap {
        display: flex;
        align-items: center;
        justify-content: space-between;
        height: 74px;
    }

    .site-header.scrolled {
        box-shadow: var(--shadow);
        border-color: var(--line);
    }

.brand {
    display: flex;
    align-items: center;
    gap: .35rem;
    color: inherit;
}

    .brand .logo {
        height: 34px;
        width: auto;
    }

.brand-text {
    font-family: "Montserrat";
    font-weight: 600;
    font-size: 1rem;
    opacity: .85;
}

.site-nav {
    display: flex;
    align-items: center;
    gap: 1rem;
}

    .site-nav a {
        color: var(--ink);
        font-weight: 700;
    }

    .site-nav .btn {
        margin-left: .25rem;
    }

/* Mobile nav */
.nav-toggle {
    display: none;
    background: none;
    border: 0;
}

.burger, .burger::before, .burger::after {
    width: 22px;
    height: 2px;
    background: var(--ink);
    display: block;
    position: relative;
    border-radius: 2px;
}

    .burger::before, .burger::after {
        content: "";
        position: absolute;
        left: 0;
    }

    .burger::before {
        top: -6px;
    }

    .burger::after {
        top: 6px;
    }

@media (max-width:900px) {
    .nav-toggle {
        display: block;
    }

    .site-nav {
        position: absolute;
        inset: 74px 0 auto 0;
        background: #fff;
        border-top: 1px solid var(--line);
        padding: 1rem 1rem 1.25rem;
        display: none;
        flex-direction: column;
        align-items: flex-start;
    }

        .site-nav.open {
            display: flex;
        }
}

/* -------- Buttons (Unified) -------- */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-family: "Montserrat",sans-serif;
    font-weight: 700;
    border-radius: 14px;
    padding: .9rem 1.4rem;
    line-height: 1.2;
    transition: all .25s ease;
    cursor: pointer;
}

.btn-lg {
    font-size: 1rem;
    padding: 1rem 2.3rem;
}

.btn-primary {
    background: linear-gradient(90deg,var(--brand),var(--brand2));
    color: #fff !important;
    border: 0;
    box-shadow: 0 8px 24px rgba(237,50,55,.28);
    background-size: 200% auto;
    animation: gradient-move 3s linear infinite;
}

    .btn-primary:hover {
        filter: brightness(.95);
        transform: translateY(-2px);
    }

.btn-outline, .btn-ghost {
    background: transparent;
    color: var(--brand) !important;
    border: 1.5px solid rgba(237,50,55,.35);
}

    .btn-outline:hover, .btn-ghost:hover {
        border-color: var(--brand);
        box-shadow: 0 6px 18px rgba(237,50,55,.12);
    }

.btn-outline-white {
    background: transparent;
    color: #fff !important;
    border: 1.5px solid rgba(255,255,255,.75);
}

    .btn-outline-white:hover {
        border-color: #fff;
    }

@keyframes gradient-move {
    0% {
        background-position: 0% 50%
    }

    100% {
        background-position: 100% 50%
    }
}

/* -------- Sections -------- */
.section {
    padding: 3.5rem 0;
}

.section-title {
    position: relative;
    display: inline-block;
    padding-bottom: .2rem;
    font-size: 2rem;
}

    .section-title::after {
        content: "";
        position: absolute;
        left: 0;
        bottom: -6px;
        width: 44px;
        height: 4px;
        background: linear-gradient(90deg,var(--brand2),var(--brand));
        border-radius: 4px;
    }

.bg-fade {
    background: linear-gradient(180deg,rgba(11,15,26,.03),#fff);
}

.hero {
    padding: 0.5rem 0 2.5rem;
    background: radial-gradient(1200px 400px at 70% -10%, rgba(248,159,64,.18), transparent 60%), radial-gradient(1200px 400px at -10% 0%, rgba(237,50,55,.14), transparent 60%);
}

.hero-grid {
    display: grid;
    gap: 2rem;
    grid-template-columns: 1.1fr .9fr;
    align-items: center;
}

.hero-copy .lead {
    font-size: 1.125rem;
}

.grad {
    background: linear-gradient(90deg,var(--brand),var(--brand2));
    -webkit-background-clip: text;
    background-clip: text;
    color: transparent;
}

.hero-visual {
    position: relative;
}

    .hero-visual img {
        width: 100%;
        height: auto;
        border-radius: var(--radius);
        box-shadow: var(--shadow);
    }

/* Hero chips (right side of hero image) */
.hero-chips {
    position: absolute;
    inset: 0;
    pointer-events: none;
}

    .hero-chips .chip {
        position: absolute;
        right: -10px;
        background: #fff;
        color: var(--ink);
        border-radius: 16px;
        padding: .5rem .75rem;
        font-weight: 700;
        box-shadow: 0 12px 30px rgba(16,24,40,.12);
        animation: chip-bob 4.2s ease-in-out infinite alternate; 
    }

        .hero-chips .chip:nth-child(1) {
            top: 12%;
            animation-delay: .12s;
        }

        .hero-chips .chip:nth-child(2) {
            top: 40%;
            animation-delay: .24s;
        }

        .hero-chips .chip:nth-child(3) {
            top: 68%;
            animation-delay: .36s;
        }

/*@keyframes chip-pop {
    0% {
        opacity: 0;
        transform: translateY(8px) scale(.96)
    }

    100% {
        opacity: 1;
        transform: none
    }
}*/
@keyframes chip-bob {
    0% {
        transform: translateY(0) scale(1);
    }

    50% {
        transform: translateY(-6px) scale(1.02);
    }

    100% {
        transform: translateY(0) scale(1);
    }
}

@media (max-width:1000px) {
    .hero-chips {
        display: none;
    }
}

/* Who/Products grids */
.grid-2 {
    display: grid;
    gap: 1.25rem;
    grid-template-columns: repeat(2,1fr);
}

.grid-3 {
    display: grid;
    gap: 1.25rem;
    grid-template-columns: repeat(3,1fr);
}

.grid-5 {
    display: grid;
    gap: .75rem;
    grid-template-columns: repeat(5,minmax(0,1fr));
}

.two-col {
    display: grid;
    gap: 2rem;
    grid-template-columns: 1.2fr .8fr;
}

.subgrid.two-col {
    display: grid;
    gap: 1.25rem;
    grid-template-columns: 1fr 1fr;
}

@media (max-width:900px) {
    .grid-2, .grid-3, .grid-5, .two-col, .subgrid.two-col {
        grid-template-columns: 1fr;
    }
}

/* Cards / Panels */
.card, .panel {
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    padding: 1.1rem;
    box-shadow: var(--shadow);
    transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}

    .card:hover, .panel:hover {
        transform: translateY(-2px);
        box-shadow: 0 14px 40px rgba(16,24,40,.12);
    }

    .card.accent {
        background: linear-gradient(180deg,rgba(248,159,64,.08),rgba(237,50,55,.06));
        border-color: transparent;
    }

.features {
    display: grid;
    gap: .5rem;
    grid-template-columns: repeat(2,minmax(0,1fr));
}

    .features > div {
        background: #fff;
        border: 1px dashed #e2e8f0;
        border-radius: 12px;
        padding: .6rem .7rem;
        transition: transform .18s ease, box-shadow .18s ease;
    }

        .features > div:hover {
            transform: translateY(-2px);
            box-shadow: 0 14px 40px rgba(16,24,40,.12);
        }

/* Lists */
.ticks {
    list-style: none;
    padding: 0;
    margin: .5rem 0 0;
}

    .ticks li {
        padding-left: 1.4rem;
        position: relative;
        margin: .25rem 0;
    }

        .ticks li::before {
            content: "✔";
            position: absolute;
            left: 0;
            color: var(--brand2);
            font-weight: 700;
        }

.bullets {
    padding-left: 1.2rem;
}

/* Badges row */
.badges {
    margin-top: 1rem;
    display: grid;
    gap: .75rem;
    grid-template-columns: repeat(5,minmax(0,1fr));
}

.badge {
    padding: .65rem .8rem;
    border: 1px solid var(--line);
    border-radius: 999px;
    background: #fff;
    font-weight: 700;
    text-align: center;
}

@media (max-width:768px) {
    .badges {
        grid-template-columns: repeat(2,1fr);
    }
}

/* Ease highlight band (moved out of products) */
.ease-highlight {
    background: linear-gradient(180deg,rgba(11,15,26,.03),#fff);
    border-top: 1px solid var(--line);
    border-bottom: 1px solid var(--line);
    padding: 2.5rem 0;
}

.ease-grid {
    display: grid;
    grid-template-columns: 1.2fr .8fr;
    align-items: center;
    gap: 1.25rem;
}

.ease-text .section-title {
    margin-bottom: .35rem;
}

.ease-cta {
    display: flex;
    gap: .75rem;
    flex-wrap: wrap;
    justify-content: flex-start;
}

    .ease-cta .btn {
        min-width: 150px;
    }

@media (max-width:900px) {
    .ease-grid {
        grid-template-columns: 1fr;
        text-align: left;
    }

    .ease-cta {
        justify-content: flex-start;
    }
}

/* App promo grid */
.app-grid {
    display: grid;
    grid-template-columns: 1.05fr .95fr;
    gap: 2rem;
    align-items: center;
}

@media (max-width:1000px) {
    .app-grid {
        grid-template-columns: 1fr;
    }
}

.app-copy .app-features {
    margin: 1rem 0 1.2rem;
    padding-left: 1.1rem;
}

    .app-copy .app-features li {
        margin: .35rem 0;
    }

.store-badges {
    display: flex;
    gap: .75rem;
    flex-wrap: wrap;
}

.store-badge {
    display: inline-flex;
    align-items: center;
    border-radius: 12px;
    padding: .7rem 1rem;
    border: 1px solid var(--line);
    background: #fff;
    font-weight: 600;
}

    .store-badge.gp {
        border-color: #1DB95422;
    }

    .store-badge.as {
        border-color: #00000022;
    }

/* App device + floating chips (PiggyVest/Sofri vibe) */
.app-visual {
    position: relative;
    display: flex;
    justify-content: center;
}

.filter-shadow {
    filter: drop-shadow(0 18px 48px rgba(16,24,40,.22));
}

.app-visual .svg-wrapper {
    transform-origin: 50% 100%;
    animation: phone-bounce 3.2s ease-in-out infinite;
    will-change: transform;
}

@keyframes phone-bounce {
    0% {
        transform: translateY(0) rotate(0)
    }

    20% {
        transform: translateY(-12px) rotate(-.4deg)
    }

    40% {
        transform: translateY(0)
    }

    60% {
        transform: translateY(-8px) rotate(.35deg)
    }

    100% {
        transform: translateY(0)
    }
}
/* floating fintech-style cards around device */
.floating-card {
    position: absolute;
    right: -8px;
    background: #fff;
    border-radius: 14px;
    padding: .55rem .8rem;
    box-shadow: 0 14px 36px rgba(16,24,40,.14);
    font-weight: 700;
    font-size: .92rem;
    animation: chip-bob 4.8s ease-in-out infinite alternate;
}

.fc1 {
    top: 16%;
    transform: translateX(22px);
    animation-delay: .0s;
}

.fc2 {
    top: 42%;
    transform: translateX(36px);
    animation-delay: .6s;
}

.fc3 {
    top: 70%;
    transform: translateX(10px);
    animation-delay: 1.1s;
}

@keyframes chip-bob {
    from {
        transform: translateY(0) translateX(var(--x,0));
    }

    to {
        transform: translateY(-10px) translateX(var(--x,0));
    }
}

/* Reveal on scroll helper */
.reveal {
    opacity: 0;
    transform: translateY(16px);
    transition: all .6s ease-out;
}

    .reveal.in {
        opacity: 1;
        transform: none;
    }

/* Closing banner */
.closing-banner {
    background: linear-gradient(90deg,var(--brand),var(--brand2));
    color: #fff;
    padding: 4rem 0;
    text-align: center;
    position: relative;
    overflow: hidden;
}

    .closing-banner::before {
        content: "";
        position: absolute;
        inset: 0;
        background: url("/img/home-slider-1-slide-2.jpg") center/cover no-repeat;
        opacity: .08;
    }

.closing-content {
    position: relative;
    z-index: 2;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 1.5rem;
    padding: 0 1rem;
}

.closing-title {
    font-size: 1.9rem;
    font-family: "Montserrat",sans-serif;
    font-weight: 800;
    letter-spacing: -.02em;
    margin: 0;
    color: antiquewhite;
}

.closing-subtext {
    font-size: 1.1rem;
    color: rgba(255,255,255,.9);
    margin-bottom: 1.5rem;
}

.closing-cta {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 1rem;
}

    .closing-cta .btn {
        min-width: 160px;
        text-transform: capitalize;
    }

@media (max-width:768px) {
    .closing-title {
        font-size: 1.4rem;
    }

    .closing-subtext {
        font-size: 1rem;
    }
}

/* Footer */
.site-footer {
    margin-top: 4rem;
    border-top: 1px solid var(--line);
    background: #fff;
}

    .site-footer .wrap {
        padding: 2rem 0;
    }

    .site-footer a {
        color: var(--ink);
        }
    

        .site-footer a:hover {
            color: var(--brand);
            text-decoration: none !important;
        }

.footnote {
    border-top: 1px solid var(--line);
    padding: 1rem 0;
    color: var(--muted);
}

.f-brand img {
    height: 28px;
}

.footer-cta {
    display: flex;
    gap: 14px;
    flex-wrap: wrap;
}

    .footer-cta .btn {
        margin: 0;
    }

.closing-cta .btn, .footer .btn {
    min-width: 170px;
    text-align: center;
}

/* Components / forms */
.trust-bullets {
    display: flex;
    gap: 1rem;
    flex-wrap: wrap;
    margin-top: 1rem;
    color: var(--ink-2);
}

.cta-row {
    display: flex;
    gap: .75rem;
    align-items: center;
    flex-wrap: wrap;
}

.section-head {
    display: flex;
    align-items: end;
    justify-content: space-between;
    gap: 1rem;
    margin-bottom: 1rem;
}

.mini-title {
    font-size: 1.1rem;
    margin: 0 0 .25rem;
}

.ui-form label {
    display: flex;
    flex-direction: column;
    gap: .4rem;
    margin-bottom: .8rem;
}

.ui-form input, .ui-form select, .ui-form textarea {
    border: 1px solid var(--line);
    border-radius: 12px;
    padding: .8rem .9rem;
    font: inherit;
    outline: none;
}

    .ui-form input:focus, .ui-form select:focus, .ui-form textarea:focus {
        border-color: var(--brand2);
        box-shadow: 0 0 0 4px rgba(248,159,64,.18);
    }

.form-actions {
    display: flex;
    gap: .6rem;
}

/* A11y / misc */
.sr-only {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0,0,0,0);
    border: 0;
}

.list-plain {
    list-style: none;
    margin: 0;
    padding: 0;
}

.hero-carousel img {
    aspect-ratio: 16/10;
    object-fit: cover;
}

:focus-visible {
    outline: 3px solid rgba(248,159,64,.6);
    outline-offset: 3px;
    border-radius: 12px;
}

/* Motion preferences */
@media (prefers-reduced-motion:reduce) {
    * {
        animation: none !important;
        transition: none !important;
    }

    .app-visual .svg-wrapper {
        animation: none !important;
    }
}
/* Slideshow layout */
/*.hero.is-slideshow {
    padding-top: 2.2rem;
    position: relative;
}
*/
.hero.is-slideshow {
    position: relative;
    width: 100%;
    min-height: 100vh; /* fill full viewport */
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
}

.hero .wrap {
    /*width: 100%;*/
    height: 100%;
    /*position: relative;*/
    display: flex;
    align-items: center;
}



.hero-slider {
    position: relative;
    width: 100%;
    height: 600px;
    overflow: hidden;
}


    .hero-slider .slide {
        position: absolute;
        top: 0;
        left: 0;
        width: 100%;
        height: 100%;
        opacity: 0;
        transition: opacity 1s ease, transform 1s ease;
        display: flex;
        align-items: center;
        justify-content: center;
        padding: 3rem 0;
    }


        .hero-slider .slide.is-active {
            opacity: 1;
            position: relative;
        }

.hero-copy {
    max-width: 600px;
    z-index: 2;
}

.hero-slider {
    position: relative;
    width: 100%;
    height: min(600px, 75vh);
    overflow: hidden;
}

/* On small screens, allow it to grow with content */
@media (max-width: 768px) {
    .hero-slider {
        height: auto;
        min-height: 420px;
    }

        .hero-slider .slide {
            padding: 2rem 0;
        }
}


@media (max-width:1000px) {
    .hero-slider .slide {
        grid-template-columns: 1fr;
    }
}



/* Fly-in text (kept) */
.fly .fly-item {
    opacity: 0;
    transform: translateY(16px);
}

.hero-slider .slide.is-active .fly .fly-item {
    animation: fly-up .6s cubic-bezier(.2,.7,.2,1) forwards;
}

.fly .delay-0 {
    animation-delay: .05s
}

.fly .delay-1 {
    animation-delay: .20s
}

.fly .delay-2 {
    animation-delay: .35s
}

.fly .delay-3 {
    animation-delay: .50s
}

@keyframes fly-up {
    to {
        opacity: 1;
        transform: none
    }
}


.hero-slider .dots {
    position: absolute;
    left: 50%;
    bottom: 14px;
    transform: translateX(-50%);
    display: flex;
    gap: 8px;
    z-index: 3;
}

    .hero-slider .dots button {
        width: 9px;
        height: 9px;
        border-radius: 50%;
        border: 0;
        background: #cbd5e1;
        opacity: .8;
    }

        .hero-slider .dots button[aria-selected="true"] {
            background: linear-gradient(90deg,var(--brand),var(--brand2));
            opacity: 1;
        }

/* Reduced motion */
@media (prefers-reduced-motion:reduce) {
    .hero-slider .slide {
        transition: none;
    }

        .hero-slider .slide.is-active .fly .fly-item {
            animation: none;
        }
}


/* Ensure chips never steal clicks from the arrows */
.hero-chips {
    pointer-events: none;
}

    .hero-chips .chip {
        pointer-events: auto;
    }

.slide-media {
    flex: 1;
    display: flex;
    align-items: center;
    justify-content: center;
    height: inherit;
}


    .slide-media picture, .slide-media img {
        width: 100%;
        height: 100%;
        object-fit: cover;
        display: block;
        border-radius: var(--radius);
        box-shadow: var(--shadow);
    }
/* --- HERO NAV: edge-anchored controls (single source of truth) --- */
.hero-slider {
    position: relative;
}

/* Span the whole slider; only buttons receive clicks */
.hero-nav {
    position: absolute;
    top: 50%;
    left: 0;
    right: 0;
    transform: translateY(-50%);
    display: flex;
    align-items: center;
    justify-content: space-between;
    pointer-events: none;
    z-index: 8;
    padding: 0 2.5rem;
}

/* Glassy circular buttons */
.hero-prev, .hero-next {
    pointer-events: auto;
    width: 50px;
    height: 50px;
    border-radius: 999px;
    border: 1px solid rgba(15,23,42,.08);
    background: rgba(255,255,255,.9);
    backdrop-filter: blur(6px);
    box-shadow: 0 10px 26px rgba(16,24,40,.16);
    display: grid;
    place-items: center;
    cursor: pointer;
    transition: transform .2s, box-shadow .2s;
    color: var(--ink);
}

    .hero-prev:hover, .hero-next:hover {
        transform: scale(1.1);
        box-shadow: 0 14px 34px rgba(16,24,40,.22);
    }
    .hero-prev:hover, .hero-next:hover {
        box-shadow: 0 14px 34px rgba(237,50,55,.18);
    }

    /* crisp SVG chevrons */
    .hero-prev::before, .hero-next::before {
        content: "";
        width: 18px;
        height: 18px;
        background: currentColor;
        mask-size: 18px 18px;
        mask-repeat: no-repeat;
    }

    .hero-prev::before {
        mask-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'><path fill='%23000' d='M15.41 7.41L14 6l-6 6 6 6 1.41-1.41L10.83 12z'/></svg>");
    }

    .hero-next::before {
        mask-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'><path fill='%23000' d='M8.59 16.59L10 18l6-6-6-6-1.41 1.41L13.17 12z'/></svg>");
    }

/* Dock nav & dots below on tablet/phone */
@media (max-width:1100px) {
    .hero-nav {
        position: static;
        margin-top: .6rem;
        justify-content: center;
        gap: 10px;
        left: auto;
        right: auto;
    }

    .hero-prev, .hero-next {
        width: 42px;
        height: 42px;
    }
}

@media (max-width:900px) {
    .slide-media img {
        object-fit: contain;
        height: auto;
        width: 100%;
    }
}

/* Regulators – compact on desktop, stacked on mobile */
.regulator-stack {
    display: flex;
    flex-wrap: wrap;
    gap: 0.75rem;
    margin-top: 1.25rem;
    align-items: center;
}

/* Pills themselves */
.reg-pill {
    background: #ffffff;
    border-radius: 999px;
    padding: 0.35rem 0.9rem;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 6px 16px rgba(15, 23, 42, 0.08);
}

    .reg-pill img {
        height: 32px;
        max-width: 100%;
        object-fit: contain;
    }

/* Desktop: row of 3 so it doesn’t stretch the column */
@media (min-width: 900px) {
    .regulator-stack {
        flex-direction: row;
        max-width: none;
    }
}

/* Mobile: stack neatly under each other */
@media (max-width: 899px) {
    .regulator-stack {
        flex-direction: column;
        max-width: 220px;
        margin-inline: auto;
    }

    .reg-pill img {
        height: 26px;
    }
}

img {
    max-width: 100%;
    height: auto;
}
/* Footer mobile polish */
@media (max-width: 900px) {
    .site-footer .wrap.grid-3 {
        text-align: center;
    }

    .f-brand {
        display: flex;
        flex-direction: column;
        align-items: center;
    }

        .f-brand p {
            margin-top: 0.5rem;
        }

    .regulator-stack {
        margin-inline: auto;
    }

    .footer-cta {
        justify-content: center;
    }
}
.brand-text {
    font-family: "Montserrat", sans-serif;
    font-weight: 700;
    font-size: 1.05rem;
    letter-spacing: 0;
    color: var(--ink);
    margin-top: 2px; /* subtle vertical adjustment */
}